With rising auto insurance costs in California, finding cheap car insurance in California isn’t always easy. Living in California isn’t the least expensive, but what’s surprising is that the cost of car insurance in California isn’t as high as in some other states. This is because California has strict rules about how insurance companies set their insurance prices.
But insurance costs are rising, so Ak4uinsurace research on rates to help you find the cheapest car insurance company in California. Our most recent research found that the cheapest car insurance company in California is Auto Club of SoCal at $1,147 per year on average, or $96 per month, for full coverage. Meanwhile, the average cost of full coverage car insurance in California is $1,660 per year, or about $138 per month.
Minimum coverage in California is $464 per year on average, but we found you can likely get a cheaper policy. For example, Geico offers the cheapest rates in California at $239 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean driving record.
Cheapest full coverage car insurance companies in California for 20-year-olds drivers
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- State Farm: $1,841 per year, or about $153 per month.
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- Auto Club of SoCal: $1,903 per year, or about $159 per month.
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- CIG: $2,005 per year, or about $167 per month.
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- Geico: $2,127 per year, or about $177 per month.
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- The Hartford: $2,287 per year, or about $191 per month
Cheapest auto insurance in California for 20-year-olds drivesr with poor credit
Drivers with poor credit in California should look at the following insurers with the lowest average rates for minimum coverage:
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- Geico: $475 per year, or about $40 per month.
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- State Farm: $484 per year, or about $40 per month.
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- Auto Club of SoCal: $518 per year, or about $43 per month.
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- Orion Indemnity: $578 per year, or about $48 per month.
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- Travelers: $631 per year, or about $53 per month.
